Prebankruptcy Credit Counseling

Prebankruptcy Credit Counseling

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The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 provided new requirements for bankruptcy filers and gave the U.S. Trustee Program (USTP) new responsibility. Individual filers must now receive credit counseling during the 180 days before filing. USTP is charged with approving and reapproving counseling providers. This report examines steps USTP can take to develop measures of effectiveness of prebankruptcy credit counseling.Even if goals are defined, we conclude that there are no common standards or accepted sets of metrics for USTP to adopt in ... More specifically, we found no empirical research on the effectiveness of Internet delivery of prebankruptcy creditanbsp;...

Title:Prebankruptcy Credit Counseling
Author: Noreen Clancy, Stephen J. Carroll
Publisher:Rand Corporation - 2007

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